Fresh Start

Good Luck to all the kiddos who are starting school tomorrow. Just remember, organization is the key to a great start! Make learning fun. There’s nothing like growth. Our future rest in the hands of our little ones. Forget last year, tomorrow is an opportunity to learn from last year mistakes. Good luck!

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Drink More Water

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Water

Water is the infrastructure for every living thing. Why do so many of us contravene this essential element that pays huge dividends to our health? There are so many pretexts we can come up with; however none of them will ever equal the importance of having it…

Many of our ailments can be fixed or minimized if we just add more water to our life! If we want regular bowel movements, smoother skin, less aches, shinier hair, fresher breath, faster muscle recovery etc. we must consume plenty of it. Water allows our body to function like it was intended.

The same thing that happens to plants when they aren’t watered will happen to our organs. Our organs are made up of mostly water. It is estimated that our brain consist of 70 to 80 percent water. I read an article that stated the first thing to become dehydrated is our brains. No wonder many of us have unexplainable headaches. Many of us rely on over the counter drugs to get rid of something that may simply be fixed with drinking water. We must stop trying to fix the symptoms and get to the root of the problem. We expect our bodies to perform and fight off diseases; yet we starve it of one of the most important ingredients there is. We must do better!

Here’s an interesting quote I pulled from the book The Blue Zone, “men who drank five or six glasses of water a day had a substantial reduction in the risk of a fatal heart attack- 60, 70 percent less- compared to those who drank considerably less water.” I don’t know about you, but that’s an eye opener especially when heart attacks are a big killer her in our nation!

According to the Mayo Clinic, “it takes an average of 8 cups of water (along with a healthy diet) to replace what your body uses normally every day. Moderate exercise increases the amount by 1 to 2 cups. Strenuous exercise (lasting an hour or more) ups to average intake by 2 to 3 cups per hour exercised.” Eight cups is only a half-gallon. There are a number of formulas for water intake; however the bottom line is we must drink it daily to thrive and stay alive!!! The next time you are having a headache, cold, cramps, muscle soreness, or any other ailment, try drinking plenty of water. Don’t be surprise some or all of your aches may disappear…

Here are a few tips and facts on water:
◾Upon rising in the morning before putting anything else in your body, drink 32 ounces of water. This helps flush your bowels.
◾Add 1 to 2 tablespoons of apple cider vinegar to eight ounces of water. This aids your digestion system.
◾Wait thirty minutes after eating to drink water. Drinking water while eating slows the digestions process by washing away your digestions enzymes.
◾Your urine should be clear, if it’s not, you are dehydrated.
◾Drink water when you are not thirsty. If you are thirsty, you are already dehydrated.
◾If you take medication or vitamins, you have to drink enough water to get in through your system. One cup will not do it!
◾According to AllAboutWater.org- “A healthy person can drink about three gallons of water per day.”
◾Also from AllAboutWater.org. “Drinking too much water too quickly can lead to water intoxication. Water intoxication occurs when water dilutes the sodium level in the bloodstream and causes an imbalance of water in the brain”
◾One article stated, we lose about 1 to 2 pints of water each day just exhaling
◾The body’s signals of dehydration are frequently joint pain, stomach pain & ulcers, back pain, low energy, mental confusion and disorientation according to one article.
◾Fruits and vegetables also contain water. This can be added toward the total amount of fluids you consume in a day.

Do you drink enough water? Do you struggle with its taste? Do you suffer from headaches or aching joints? How much water do you consume in a day? If you have other cool facts or tips about water, please share!

I hope you find this helpful!!!

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How Much Stock do You put into Grades?

It’s that time of year again. School is right around the corner. Most of us are scrabbling to pick up the last few items on our little ones’ goodies for school. The question that’s most oftened asked is, how can my child be better organized to get awesome grades this school year? I think being organized helps with life period and grades will improve from it; nonetheless, the older I get, the less stock in place on grades as a whole. I know it’s true that one needs a certain GPA to obtain certain priveleges; nonetheless, I think the most important thing is a child work ethic… If your child isn’t being challenged and is able to coast by with all “A”s; that may hinder them in the longrun. The true test is how she/he will overcome a challenging course. Trust me, I love to see all “A”s on my child report card; nonetheless, the most important thing to me is the effort they put behind it.

After school ends, real life sets in. No longer will your grades be able to tell you how much you will earn or eat for that matter. It will come down to your ability to work with people and overcome adversity. There are plenty “C” students who are CEOs and plenty “A” students working for them. As I stated before, I love good grades; nevertheless, I love effort more. To have both is the best of both worlds. If I had to choose one over the other, it would definetly be effort…

How much stock do you put into grades? Do you prefer grades over effort?

I would love to hear your answer!!!!

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Growth

Many times we go through life wishing for an easy path. The funny thing about life is the more we struggle, the more we grow. Growth is the true measure of life in my opinion. I don’t believe one person is smarter or better than the next; it’s all about growth to me. We get caught up with how some people make certain things look effortless and we struggle with it. I’m hear to tell you, everyone struggles. No one was born walking. We each have our unique passions which channels our energy and efforts down a particular path. This allows us to consume ourselves with a process we don’t realize we are doing due to our love for it. The end product usually results in a huge amount of growth which allows us to make it look effortless. Remember, nothing happens over night. Don’t be afraid to get knocked down or fail at something, it’s a prerequisite for greatness.

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Paying for help!

Should one pay for help?

I’m a firm believer if someone has a skill to offer and it’s proven, it’s definitely worth the price of admission. Nonetheless, not everything should be for a dollar amount. I realize we have to pay our bills to get by; nonetheless, money isn’t everything. There are certain services I offer many couldn’t afford in money… For example, The free bootcamp I offer to the community, pays me more than any amount of money that could be given. I believe the gratitude that’s given and the life changing moments are worth more than any one could ever pay me…

I have spent countless dollars and time improving myself. I invest heavily in myself so I can give with no strings attached. All the classes, books, seminars, failures, friendship gatherings, and many other life ventures has given me exactly what I have needed thus far. I realize we need money to live a decent life and take care of our families; nevertheless, I’m a giver and believe when our hearts are in the right place, the money will take care of itself. I have been blessed since the day I was born. I love people and that will never change.

Invest in people and the money will take care of itself…

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Question?

I would love to read your response to the following question:

Should we have to pay for help or should it be free?

Before you answer this; help can be in any form.

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Wasting Money on a Car…

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How buying cars can totally change your life? There’s nothing like buying a brand new car or is it? Buying a brand new car can have a tremendous impact on our future. Most of us like the new smell, the reliability, the fact that we are the first owners, and many other reasons; however if we truly understood the significant impact of buying a brand new car, I think we would totally change the way we approach the purchase.

According to (Consumer Report, 2010) “a major disadvantage to buying a new car is the rapid depreciation it undergoes in the first few years. Models typically lose about 47 percent of their value in the first three years, compared with 18 percent over the next three”. In addition to this, imagine paying full price for something that’s worth a lot less as soon as you buy it. It’s definitely not a good deal at all. Hypothetically, let’s say you wanted to purchase a brand new 2011 Lexus GS 460. This car would cost you in excess of $55,000 according to Kelly Blue Book. Now if you bought that same car in a 2008 model from a private owner, it would cost you $33,900; if you bought it from the dealer certified pre owned, it would cost you $37,800. That’s a whopping savings of $21,100 from a private owner. If that impressed you, imagine paying for the car in cash. You know as well as I do, cash talks. Purchasing things in cash, gives you tremendous buying power.

In the Lexus example above, what’s hidden is the added cost of the interest one will pay. According to Kelly Blue Book, if a consumer put $5,000 down and borrowed the remainder at an interest rate of 6% for 60 months, this person would spend approximately $68,000 for a car that would be worth about $20,000 once you paid it off in five years. The consumer is spending an additional $13,000 just because they borrowed money. Borrowing money really places the consumer in a bad position.

Here’s a nice solution to your life as well as your car buying experience. According to Dave Ramsey, the average car payment is $475 in the United States.

Here’s a new plan from Dave Ramsey. What if you bought a cheap $2,000 car just to get around for 10 months? Then you take that $475—the average car payment—save it every month, and pay for a new car (with cash!), instead of giving it to the bank.

After 10 months of doing that, you’ll have $4,750 to use for that new ride. Add that to the $1,500–2,000 you can get for your old beater, and you have well over $6,000. That’s a major upgrade in car in just 10 months—without owing the bank a dime!

But the fun doesn’t end there. If you keep consistently putting the same amount of money away, 10 months later you would have another $4,750 to put toward a car. You could probably sell that $6,000 vehicle for about the same price you paid 10 months before—meaning you now have $11,000 to pay for a car, just 20 months after this whole process started.

The bottom line with this exercise is simply this—what could you do with that $475 if you weren’t paying for the car every month? Anything you wanted!

Think about it this way: If you were to invest that $475 (remember, this is the average car payment in the U.S.) into a good mutual fund with a 12% rate of return, you would have over $100,000 in 10 years! At 20 years, you would have made $470,000. And at 30 years? That mutual fund would be worth $1.6 million!

The numbers will make your head spin, but it really just comes down to simple math. The less money you are spending on your car every month, the more money you have to put into other more important things: your kids’ college fund, your retirement, and paying off any other debt you might have.

If you’ll just follow this simple plan, your life could be dramatically different 10 years from now. You can live without a car payment!

The next time you are thinking about buying a car, remember this article! You can also visit Dave Ramsey website @ http://www.daveramsey.com

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